Obstacle #2: You recently graduated and are seeking employment in NYC, or have recently left your job in NYC. (Current employment being a requirement of all landlords in this city)
You recently graduated and are seeking employment in NYC, or have recently left your job in NYC. You may have a great savings account and a good credit score but landlords won’t look twice at you without current employment. The only landlord who has an interest in accepting you is if you provide a minimum of 6-12 months of security (there goes that great savings account you acquired) or, in the past, have had an individual guarantor at 80x the monthly rent. Moreover, you cannot get into the major new buildings (as well of thousands of other buildings) that you really want because they are prohibited by law from taking extra security.
SOLUTION: Rental Co-signer Service Insurent!
Insurent would be your best and, in many cases, your only solution in this situation. Insurent Lease Guaranty has different requirements than the landlords in this city and will look at you as the smart person you are with your solid credit, degree and savings and act as your guarantor for your new place in NYC if you have significant cash liquid assets in the bank. If you don’t have significant liquid assets, Insurent can still assist you if you have a parent or relative who makes only 50x the monthly rent anywhere in the country or overseas, versus landlords here requiring 80x the monthly rent and parents living in NYC or the tri-state area. Your landlord gets the security they want and you get the apartment you always dreamed of.