Winter time is typically the “downtime” for rental season in NYC but we have seen an explosion of people coming in this winter needing Insurent’s lease guaranty services. Even with the economy slowly moving upwards landlords are as strict as ever on renter applications and qualifications. Insurent has become vital for new hires, retirees, recent graduates, current students and any other person who doesn’t make 45 x the rent in New York City. 

The Insurent® Lease Guaranty Program was created to serve renters, landlords, condo/co-op owners, and brokers and relocation specialists by offering the first institutional guarantor of residential rental lease agreements. The Insurent® Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A- (Excellent) by A.M. Best. 

Instead of looking for a guarantor or co-signer, or having to pay a significantly larger security deposit or

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prepaid rent, a renter may utilize the Insurent® Lease Guaranty to satisfy the landlord’s financial and credit requirements.

We are the one service that brokers, landlords and renters can all agree on. A recent renter who used Insurent Lease Guaranty said “I am so grateful that someone has finally come to the rescue of us individuals who don’t meet the ridiculous standards city living places on its’ occupants. My roommates and I are 25 and it seems what we make is never enough to qualify for a luxury building. We need the luxury building b/c it’s nice to have that extra security being girls in the city. Sure, it’s an added expense during a move, but it’s completely worth it. I have relied on Insurent for the past two years for a couple reasons: 1 – the economic downturn left all our parents in a position where they could not financially qualify to guarantee our apartment, and 2 – we are all ready to be independent of our parents, and this lets us do that!” 

If you have any questions about Insurent, please contact us here and we will get back to you.