guarantor service accepted


So you’ve seen the heated indoor lap pool in the state-of-the-art fitness center, toured the screening room, entertainment lounge, game room, catering kitchen and pet spa. But take a moment before you rush over to the leasing office to sign on the dotted line.

Here are ten questions to ask

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before renting in a luxury building:


4. Are guarantors accepted?

Luxury buildings don’t come cheap. If your annual income (or your and your roommates’ income combined) doesn’t add up to 40-45 times the monthly rent–and if putting down a larger security deposit (say, 4 to 6 months rent) isn’t possible–will you be allowed to call in some reinforcements?

Many landlords will accept a guarantor who makes at least 80 times the monthly rent and lives in the Tri-State area.

If you’re short on wealthy nearby relatives, see if the building is one of the thousands in NYC and other major cities that accepts Insurent, an institutional lease guarantor that guarantees leases for a fee of about a month’s rent.